It is not necessary to regularly check fluid unless you suspect there is a leak or you hear an unusual noise. A fluid loss could indicate a problem. Have it inspected and repaired.
To get an accurate reading, the vehicle should be on a level surface.
If the level is below the bottom of the filler plug hole, you will need to add some lubricant. Add enough lubricant to raise the level to the bottom of the filler plug hole. Use care not to overtighten the plug.
To determine what kind of lubricant to use, see Recommended Fluids and Lubricants .